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High Deductible Plans Basics

A high-deductible health plan or HDHP has a higher deductible and lower monthly premium than typical insurance plans.

# Health Insurance Marketplace

How Health Plans Work: Enrollment, Benefits, and Costs

There are three key elements to understanding how a health insurance plan works: enrollment, benefits, and costs.

# Major Medical Health Insurance

# Health Insurance

# Supplemental Insurance

# Coverage

# Policy

Differences between Health and Supplemental Insurance

Supplemental insurance is a policy you can purchase in addition to your current major medical health insurance to expand your coverage.

What is Telehealth?

Telehealth is the delivery of medical care, information, treatment, and monitoring via digital communication technology. It is valuable for anyone, especially for those living in rural communities or suffering from disabilities and chronic conditions.

# Individual Coverage

What is an ICHRA?

An ICHRA is a newer type of HRA available to employers of any size. It allows employees to receive reimbursements for medical expenses, like premiums.

Copays, Deductibles and Coinsurance

These three important elements are related to the overall cost of a plan and impact your yearly cost.

Open vs Special Enrollment: Key Differences

Open Enrollment is the yearly window where individuals and families can sign up or change their health insurance. Special Enrollment is if you recently experienced a major life event and have the ability to enroll or change your plan.

In-Network vs Out-of-Network

Some healthcare providers are “in-network” while others are “out-of-network.” Knowing the difference can help you save money.

HSA vs FSA vs HRA

Health Saving Account (HSA), Health Reimbursement Arrangement (HRA), and Flexible Spending Account (FSA) are tax-advantaged ways you can pay for healthcare expenses.