Open enrollment

There are three key elements to understanding how a health insurance plan works: enrollment, benefits, and costs.

These three important elements are related to the overall cost of a plan and impact your yearly cost.

Open Enrollment is the yearly window where individuals and families can sign up or change their health insurance. Special Enrollment is if you recently experienced a major life event and have the ability to enroll or change your plan.

Health Saving Account (HSA), Health Reimbursement Arrangement (HRA), and Flexible Spending Account (FSA) are tax-advantaged ways you can pay for healthcare expenses.